Advice on Care Plans in Old Age

Valid claims

Typically, you'll have a valid claim if you are unable to carry out two or three out of five 'activities of daily living' (ADLs), such as, personal hygiene, dressing, feeding yourself, mobility and continence.

Although aimed mainly at paying for care in old age, this type of plan pays out whatever your age if you meet the disability test. However, bear in mind that you might need care even though you are not so.