Personal account pensions will offer great benefits to some employees, it has been claimed.
Mark Brooks, head of press at the National Association of Pension Funds, explained that the opt-out nature of personal account means that those who are not saving for their future now should have something to fall back on.
He said: "These accounts will benefit those employees who currently do not have access to a workplace pension .
"They will impact employers, especially those who currently make no contribution to a workplace pension for their staff."
However, he added that the new funds should complement and not replace existing, good workplace pensions.
The personal account scheme will be introduced in 2012.
Employees aged over 22 and earning more than around £5,000 will automatically be enrolled in to the pension scheme, unless they choose to opt out.
Mr Brooks believes the personal accounts pension scheme will have a longer lasting effect on people than the London Olympics which will take place in the same year.




