More than three-quarters of people do not know when or how their personal pension will be paid out to them, new research shows.
A study by Halifax Financial Services found that 79 per cent of people were unaware of such basic pension information.
The research also found that 83 per cent of people are unaware how much of their pension they will be able to take as a tax-free lump sum when they retire.
Karen Crowshaw, managing director of Halifax Financial Services, said: "Our research highlights confusion over pensions amongst the British public.
"We are issuing a timely reminder for people to start thinking about their retirement plans ."
Those planning for their retirement should make sure that they get advice on how to save for a pension, she added.
Last week, research by Legal and General revealed that people who want an annual pension income of £20,000 a year from 60 will need to start saving £205 a month from when they are 25.




