Employees on final salary pension schemes should not be tricked by their bosses into moving onto different initiatives.
That is according to David Norgrove, chairman of the Pensions Regulator, who believes that employers could be gaining from shifting their staff onto another type of scheme, despite offering incentives.
"If a company is willing to encourage the transfer, the company's gain is likely to be the member's loss," Mr Norgrove explained, speaking to a conference for the National Association of Pension Funds .
Diminishing equities markets and falling interest rates during the recession have caused a deficit on final salary pension schemes for many employers, which is why some may resort to unfair tactics to get workers to switch, he added.
The Organisation for Economic Co-operation and Development recently found that deficits in defined benefit and final salary pension schemes in the UK jumped from nine per cent to 13 per cent between December 2008 and June this year.




