The final salary pension schemes that many executives once enjoyed are not coming to an end, with some 80 per cent of directors expecting the schemes to close to existing members due to the recession.
Many companies have already slammed shut their final salary pension schemes, which pay out an annual pension based on final salary . They were one of the most generous company benefits on the market. Many companies now choose defined contribution pension schemes which are based on the performance of the stock market.
CBI director general John Cridland reportedly commented: "The high and unpredictable cost of running final salary pensions is having far-reaching and damaging effects on UK competitiveness and the wider economy. This survey clearly shows that more and more companies are making changes to these legacy schemes. The current regulation of final salary schemes is obstructing business reorganisation, often without aking those pensions any safer. During a recession it is vital that firms are able to restructure and realign to strengthen the business and prepare for future growth."




